Select Page

Kimberly Bean Home Loans

I’M READY TO HELP – WHEREVER YOU ARE IN THE HOME LOAN PROCESS.

Kimberly.Bean

Kimberly Bean

SENIOR MORTGAGE BANKER
Kimberly Bean Home Loans NMLS 55921
C: 503.201.4302
kimb@go-summit.com

Summit Mortgage Corporation | NMLS 3236

Meet Kimberly Bean

Kimberly Bean has more than 30 years of experience in the residential lending industry. A true believer in loyal, trusting relationships, she has worked at Summit Mortgage Corporation, in Portland Oregon, since 1996. As a locally-owned and operated direct lender, Summit Mortgage Corporation gives Kimberly the ability to access more programs and provide highly competitive rates while giving superior local guidance.

Kimberly is a great facilitator to new and long-term clients while servicing their ever-changing needs. She prides herself on providing a high level of knowledge and service to clients and referral partners. This includes educating borrowers – whose experience ranges from first-time home buyers to sophisticated investors – on home options and keeping all involved parties updated throughout the mortgage process. It’s a relationship based on trust and expertise, to help her clients navigate through various mortgage choices.

A graduate of the University of Oregon, Kimberly received degrees in both finance and marketing. She is a native to the Pacific Northwest and is proud to raise her family in the community in which she works. Outside of work, she enjoys watching her kids play sports, traveling, and golf. Kimberly follows and supports the University of Oregon Ducks, University of Portland Pilots, University of Puget Sound Loggers, and West Linn High School Lions. She supports the annual White Party fundraiser for Autism awareness and volunteers with the Special Olympics.

Industry Accomplishments:

  • Licensed in Oregon, Washington, California and Idaho
  • Five Star Mortgage Professional Award ~ 10+ Year Winner
  • Top 1% Mortgage Originators in America Award, Mortgage Executive Magazine ~ Multi-Year Winner
  • Multi-year winner Scotsman Top Women Originators Award ~ Multi-Year Winner

Purchasing A Home

Your dream home is at your fingertips. Whether you’re buying a home for the first time or looking for the perfect vacation home, we’ll help find the financing option that’s right for you.

Need To Refinance?

Saving money is good. Refinancing can help you obtain a lower interest rate, leverage your home’s equity, or simply lower your monthly payments. Let’s find a refinance solution and make it happen! Capitalize on these low rates.

Niche Products

We offer a wide array of niche products, as well as mortgage loans for manufactured and modular homes, properties with large acreage, Washington State bond programs, low-interest second mortgages, future income programs, extended lock options, and more.

Loan Options

Purchasing or Refinancing in Oregon, Washington or California?
Look no further. I have a wealth of knowledge on a wide range of financing options. Here are just some of the home loan programs I specialize in:

  • Conventional Home Loans
  • Fixed & Adjustable Rate Mortgages
  • Refinancing Home Loans
  • Relocation
  • Jumbo Home Loans
  • Conforming High Balance Home Loans
  • Construction & Lot Loans
  • Remodel & Rehab Loans
  • Residential Investment Loans
  • Reverse Mortgages
  • Self-Employed Home Loans
  • Energy Efficient Mortgages (Green Home Loans)
  • EnergySpark Home Loan Program
  • FHA Home Loans
  • VA Home Loans
  • USDA Home Loans
  • Good Neighbor Next Door Program
  • Home Advantage Loan Program
  • House Key Opportunity Loan Program
  • Niche Products

Learn more about available loan options and apply today!

Podcast

Kim Bean ~ Guest Speaker on “Making Your Finances Mortgage Ready!” Podcast with Scott Malbasa.

Kim shares tips on things like how to improve your credit score, analyzes options to consider when looking at your mortgage, and offers advice on how to go about your own process.

Team

Jessica Bencomo
Licensed Production Coordinator
O: 503.201.4823 | F: 503.336.1002
jessicab@go-summit.com
NMLS 1163089

Jill Martini
Processing Manager
O: 503.528.4741 | F: 503.336.1002
jillm@go-summit.com
NMLS 1119107

Share Your Voice

Please take a moment to share your experience of working with me.

 

Testimonials

Kim was incredibly supportive and helpful, and saved us a ton of money with her savvy advice, which we hadn’t heard from any other lender. Not only did she get us a great rate, she saved us the cost of private mortgage insurance.

– Sarah

I’ve been meaning to thank you all again for the most amazing service ever!!! You take all the stress out of the process & we do very much appreciate your team!

– Lori

Thank you! We loved working with you again and appreciate all the creative ways you helped us make this seemingly impossible purchase happen! We are constantly amazed that it did! We will reach out again if we have questions.

– Korel & PK

It was a great pleasure working with all of you. You answered our questions professionally, quickly and thoroughly and we never felt rushed. So, all that to say we loved working you all and we will not hesitate to pass your names on to our friends.

– Larry & Jenifer

Blog Feed

Say Goodbye To Student Loan Debt With A Cash-Out Refi

If you have student loan debt, its important to start planning now for how you will resume payments. An option to keep in mind is the Student Loan Cash-Out Refinance option. This type of mortgage refinance allows homeowners to use their home equity to pay off student loans. To be eligible, borrowers must have sufficient […]

How DSCR Loans Open Doors To Real Estate Financing

Non-QM loans are designed to cater to borrowers who may not meet all the criteria of a Qualified Mortgage (QM) but can still repay the loan. They offer more flexible lending options and are often used for borrowers with unique financial situations or complex income sources. One category of Non-QM loans which is attractive to […]

Prepaids Closing Costs: All You Need To Know

When you’re buying a home, it’s important to factor in closing costs. These are the fees paid to various parties involved in closing your real estate transaction. This includes your lender, title company, and appraiser. Another expense in closing on your home is your prepaids. These are funds collected in advance to cover the expenses […]

Contact Kimberly Today

  • Interested in hearing more from Summit Mortgage Corporation? (We send fun stuff, too!)

Follow Kimberly on: Facebook LinkedIn YouTube Yelp

Protected with GEO protection plugin